They are problematic, but I've never been charged to return a bad drive for credit or replacement. I run a preclear cycle on drives new or refurbished as soon as I get it, if it passes a preclear check, it's probably going to survive for a while. So far with the refurb 16TB I've only had to return one out of four. Yes, that's 25% failure out of the box for me, so definitely problematic, but a sample size of 4 is worth nothing statistically speaking.
I'm willing to take that risk for the amount of savings available, I just test before use, and as i always do keep a close eye on drive stats, if anything looks hinky, it gets replaced and tested. I also keep 1 precleared drive the same size as parity on hand as a cold spare in the box, so I don't have to wait for a drive to ship and get tested. If the cold spare is put in use, another gets ordered and tested.