Hi, I have the same issue now.
i am using a native apple card which model is 94360cs, the OS version is 13.3.1,
CPU usage immediately up to 100% after connected to any wifi network, no matter 2.4G or 5G. two or three seconds later the machine crash down and reboot by itself.
and yes, strangely it works when connected to an unencrypted wifi network.
This card passthrough to a windows11 works fine.
if anyone found a solution, please let us know.
oh, after reboot, the report is "Nested panic detected".