Solutions
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Smith007's post in Nextcloud - how to minimize secondary storage access was marked as the answerSo it actually works like a charm. All you have to do is to list files you want the mover to skip in a text file, and tell the Mover Tuning plugin to use it. In my case seems it was enough to list:
/mnt/cache/NEXTCLOUD/nextcloud.log
(not sure, but I reckon it is important to use /mnt/cache/* and NOT /mnt/user/*)
Seems it solved the problem with triggering secondary storage, but need some more days to confirm.