And the thing to remember about Minimum Free. Unraid has no way to know in advance how large a file will become when it chooses a disk to write. If a disk has more than Minimum, the disk can be chosen, and if the file is too large for the remaining space, it will fill until it errors.
The usual recommendation is to set Minimum larger than the largest file you expect to write to the user share.
Note that this doesn't mean the space will never be used. If you set Minimum to 50G, the disk still has 60G free, it can be chosen. If you then write a 40G file to it, it will only have 20G after that, so some of that space was used. But the disk won't be chosen again since it no longer has more than Minimum.
Also remember that Split Level has precedence. I always user Highwater and let it split anything, since the only consequence of splitting is a slight delay while another disk spins up. Basically same points testdasi and Frank1940 made.