Actually that IS what format means. Many people have a pretty vague idea about formatting, thinking it is just something you do before you can use a disk.
But the key part of that is "a file system format was written to the disc". Format is a write operation. Unraid updates parity in realtime on ANY write operation. So if you format the disk when it isn't in the array obviously parity will be invalid.
And, in fact, Unraid won't let you do that without going to an awful lot of trouble, which is why I said trying to stress that disk would greatly complicate your life