Moved to lounge since this isn't really an Unraid topic.
Q1 yes, but doubtful they would even bother to look unless you were causing other issues
Q2 maybe, depends on whether you violate any of their specific TOS unrelated to the content, such as total bandwidth used
Q3 not worth it, unless the decrease in speed puts you below the ISP's threshold of whether they care. If the artificial speed cap keeps you under the radar, then I guess it could be worth it.
The ISP doesn't really care what you download or upload unless you bother other customers in some way, or you cause a disturbance that gets you noticed and they receive a complaint about you. The larger the ISP, the less any single individual will matter. A mom'n'pop ISP serving a few thousand customers or less in a rural area might notice large amounts of data transferred by one particular node.